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Apple Pay was launched last year that lets iPhone users transfer money, which is indeed an evident factor that not many users make use of this privilege.
Apple to Launch New Money Transfer System; Visa and Master Card in Trouble; Apple To Work With clearXchange?

ByEugene Smith | Nov 24, 2015 01:10 PM EST

According to the recent reports, Apple is working on creating peer to peer payment service. Peer to peer service will let iPhone users transfer money to another person without much effort.
Apple Pay Update: Apple Gearing Up To Launch Peer-To-Peer Payment Service; Letting iPhone Users Transfer Money In a Snap!

ByJayson Boral | Nov 14, 2015 03:12 AM EST

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